There are a lot of great companies that offer 30-year term life insurance plans. Finding the best company for you takes the help of our quote engine, as well as, working with one of our agents. Our agents will help make sure you meet the underwriting guidelines of any company before you apply.
Each company has different guidelines that must be met in order to qualify for coverage. These guidelines range from – your height and weight, driving history, medications history, past health conditions, and so many other factors. Navigating each companies underwriting guidelines takes an expert and an agent with a lot of experiance — both of what you get when you work with us.
If we were to name just a few of the 30 year companies we like best they would be; Foresters, Banner, Prudential, AIG, Pacific Life, SBLI, Protective, Lincoln, Nationwide and North American.
One other thing to remember about this type of policy – most carrier only offer a 30 year term up to age 55. If you are tobacco user they only offer this plan up to age 50. So keep that in mind. We do have one carrier who will offer non-tobacco user up to age 60.