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30 Year Rates 2017-03-03T15:07:44+00:00

Get 30 Year Term Life Insurance Quotes – From the Top Companies

If you have a mortgage a 30 year term life insurance policy can be just what you need to payoff your home if you were not able to.  A 30 year term policy is also a great plan for parents who want to protect their assets until their children are grow and have left the nest.

When you buy a term life insurance you lock in your life insurance rates for the length of the term. We like to say, it will cover you until you have built up enough wealth to be self insured.

If you’re looking to compare 30 year term life insurance quotes then you have come to the right place. On our quote engine you can compare the rates from the top 40 life insurance companies in the US. The best part is, it only takes a matter of seconds, you will see every term rate, side by side. We make sure you never pay to much for your policy.

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What is the average cost of a 30 year term life insurance policy? Let’s look at a few different options

We took the average cost from the top ten life insurance companies for a $250,000 and a $500,000 policy. Ten life insurance companies offered the $250,000, 30 year term, between $37 to $40 for a 40 year old male. 

For the $500,000 30 year term policy ten life insurance companies offered the policy anywhere from $66 to $72. Depending on your age, rate class and how much coverage you want you will not see a huge difference in the average cost between the top life insurance companies.

$250,000 Policy

$3850monthly
  • Male Age 40
  • Preferred Non-Tobacco Rate

$500,000 Policy

$6900monthly
  • Male Age 40
  • Preferred Non-Tobacco Rate

FAQs

Male Preferred Best Non-smoker 30 Year Rates

Plan subject to underwriting.

Age$250,000$500,000$1,000,000
30$21$36$63
35$25$42$76
40$35$61$112

Female Preferred Best Non-smoker 30 Year Rates

Plan subject to underwriting.

Age$250,000$500,000$1.000,000
30$18$29$51
35$21$36$63
40$28$48$89

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