Instant 10 Year Term Life Insurance Quotes
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Find the best 10-year term life insurance rates
If your on a budget, a 10 year term life insurance policy is the plan for you. A 10 year term hits that sweet spot between affordable and leaving your family the largest death benefit possible. When we have a client who needs to have protection in place for his family, but he has a really tight budget, a 10 year term policy is what we recommend.
Wouldn’t it be nice if you could see the rates from every top life insurance company in the country? Well, you can. With our quote engine you can instantly compare the rates from every top company in the country in a matter of seconds.
You can also call in and have an agent do the shopping for you–just a 5 minute phone call and we’ll get you on your way. It’s not difficult to find the best price on a 10 year term policy when you use our quote engine and work with one of our agents. We save you time and money. You can learn more about what term life insurance is here.
Why buy 10 year term life insurance?
Affordable
When you compare a 10 year term life insurance quote to a 20 or 30 year plan you can see a major difference in cost. A 10 year term is an absolute bargain, if you ask us. In the chart below, we have shown the difference in cost between a 30, 20 and 10 year term life insurance policy. If you can afford it, we always recommend buying the longest term possible, but sometimes a 10 year term just makes a lot of sense.
More Death Benefit
Let’s face it, the goal of buying life insurance is to leave behind as much money as you can. A 10 year term life insurance policy lets you leave behind the most death benefit for your dollar. With a ten year plan you don’t lock in your rates for a long period of time, but you can buy a lot of death benefit. Our agents focus on getting you the most death benefit available if that is your goal. We know exactly what to do no matter what your goals are.
How much life insurance will $40 buy?
Let’s say you have a monthly budget of $40. How much death benefit will that buy? Below is a breakdown of how much death benefit you will receive when you spend $40 a month for a 10, 20 and 30 year term. We used a 40-year-old, non-smoking male for the comparison.
10 Year Term
- Male 40
- Non Tobacco
- Preferred Rate
- $1,300,000 Death Benefit
20 Year Term
- Male 40
- Non Tobacco
- Preferred Rate
- $675,000 Death Benefit
30 Year Term
- Male 40
- Non Tobacco
- Preferred Rate
- $340,000 Death Benefit
10 Year Term FAQ
Male Cost of a 10 Year Term Policy
Preferred Best Non-tobacco Rates
Subject to underwriting.
| Age | $250,000 | $500,000 | $1,000,000 |
|---|---|---|---|
| 40 | $12 | $19 | $30 |
| 45 | $18 | $30 | $50 |
| 50 | $25 | $43 | $78 |
Female Cost of a 10 Year Life Policy
Preferred Best Non-tobacco Rates
Subject to underwriting.
| Age | $250,000 | $500,000 | $1.000,000 |
|---|---|---|---|
| 40 | $11 | $17 | $28 |
| 45 | $16 | $26 | $45 |
| 50 | $21 | $37 | $66 |
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