Getting life insurance for smokers can be costly. If you are looking to find the cheapest life insurance for a smoker, then you have come to the right place. We can teach you how to find the best rate and even possibly get a preferred smoker rate which can save you up to 33% off a standard rate.
But first, you need to know if a life insurance company classifies you as a smoker. Which we will teach you on this page.
Second, the most important way for a smoker to get the cheapest life insurance is to qualify for a preferred smoker rate. Our quote engine is the only one of its kind that will show you prices at both a preferred and standard rate class. Once you see the prices, you need to know how to qualify for that rate.
A Local Life Agent will tell you if it is possible for you to qualify for – and get – a preferred rate. We know how to get the best life insurance rates if you smoke.