Buy Life Insurance with Sleep Apnea
If you have sleep apnea and want to buy life insurance, this process may be more difficult because your condition is classified as a public health epidemic with potentially life-threatening complications.
Local Life Agents has a thorough command of the facts concerning this condition, which is critically important for someone who has sleep apnea and seeks to purchase life insurance.
According to the Centers for Disease Control and Prevention (CDC),
sleep apnea is part of a broader phenomenon known as “sleep insufficiency,” which increases the likelihood of developing high blood pressure, depression, diabetes, cancer and obesity.
While numbers vary, 50-70 million American adults have some kind of sleep disorder.
If you have a sleep disorder or suffer from sleep apnea – and want to get life insurance – then you need an expert, to guide you through this otherwise confusing and easily misleading process.
What Is Sleep Apnea?
According to the Mayo Clinic, there are two forms of sleep apnea: Obstructive sleep apnea, which happens when throat muscles become less tense, and Central sleep apnea, which happens because your brain does not send the right signals to the muscles that control your breathing.
Both disorders are serious, often characterized by loud snoring and a feeling of frequent tiredness.
For someone who wants to get life insurance, and has obstructive sleep apnea or central sleep apnea, it is crucial to receive treatment because of the risk of developing heart disease or suffering a heart attack.