Getting Life Insurance If You Have High Cholesterol
If you have high cholesterol, and you have this condition under control, buying life insurance is not as difficult as it once was.
Even a person taking medication to control high cholesterol, who also wants to buy life insurance, can get preferred rates if there have been no incidents within the last year.
Still, it is essential to have an expert at your side who has all the resources an applicant needs to simplify buying life insurance for someone with high cholesterol.
Thankfully, Local Life Agents understands the dangers posed by high cholesterol. We know that purchasing life insurance if you have high cholesterol can otherwise be complicated and time-consuming.
What Is High Cholesterol?
According to the Mayo Clinic, high cholesterol can contribute to the formation of fatty deposits in your blood vessels. Over time, these deposits constrict the flow of blood through your arteries and increase the risk of having a heart attack.
This decreased blood flow can also result in a stroke because of lack of oxygen to the brain.
While a person may have a family history of high cholesterol, the condition is usually due to an unhealthy diet, little or no exercise, and other poor decisions. This disorder is, however, preventable and treatable.
According to the Centers for Disease Control and Prevention (CDC), high cholesterol increases the likelihood of a person developing heart disease, which is the number one cause of death in the United States. Approximately 71 million Americans, or 33.5% of the overall population, have high LDL levels, or “bad” cholesterol.
The national average for total cholesterol levels for adult Americans is nearly 200 mg/dl, a number that is borderline “high risk.” Unfortunately, less than half of these individuals receive treatment for this condition.