A 20-year-old California man is dead and at least 12 others are injured after a lightning strike at Southern California’s Venice Beach. According to local news outlet KTLA, Nick Fagnano may have been swimming or surfing when the lightning bolt hit on the afternoon of July 27. He wasn’t found until approximately 90 minutes later, face down underwater. Fagnano was taken to a local hospital where he later died.

At least seven other people were hospitalized, and one of them is reportedly in critical condition. Victims with mild injuries were treated at the scene.

According to CNN, lightning fatalities are even rarer in California than in other parts of the country.

“Between 1959 and 2012, 31 people died after they were struck by lightning,” reports the cable news source. “In comparison, there were 468 deaths from lightning strikes in Florida during the same time period, followed by 215 in Texas.”

Here are some tips for avoiding lightning strikes from The National Weather Service:

  • If possible, you should always seek indoor shelter during a thunderstorm. No place outdoors is safe.
  • An enclosed, metal-topped vehicle with windows rolled up is the next-best-thing to being indoors.
  • If you can hear thunder, you could be hit by lightning.
  • Don’t go outside until 30 minutes after the last thunder clap.
  • Stay away from running water and objects that use wired electricity, like corded phones and computers.

Unfortunately, there is no way to completely avoid all of life’s risks. Even people who take all of the right precautions are sometimes struck by tragedy. That’s why it’s so important to have a financial safety net in place to care for your family if you unexpectedly pass away. If you are interested in exploring affordable options for life insurance online, request a quote from Local Life Agents today.